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HEALTHCARE
It is a fact that Spain, in particular the Mediterranean coast, provides a perfect environment for living. This is due to the climate, the outdoor way of life and the diet. As a result a healthier lifestyle can be expected, but healthcare is still very important. Spain and the United Kingdom are full members of the European Union and have in place an arrangement, whereby citizens of both countries can receive free healthcare while visiting or living in the other. |
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EDUCATION
Families that have relocated from the U.K. to Spain are pleasantly surprised by the way in which their young ones adapt and integrate into Spanish schools. Because children are so adaptable, they settle in quickly and take to the language enabling them to have a comprehensive education and make new Spanish friends. |
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PETS
Due to recent E.U. legislation, it is now much easier to move your pets from the U.K. to Spain. Once you’re pet as been assessed and the necessary documentation issued you are free to take your pet with you to Spain. Although checks are carried out and paperwork issued, it is no longer necessary to leave your pet at home in care, or with friends, normally no quarantine period is necessary. |
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MORTGAGES Mortgages are available up to 80% on all properties subject to proof of income (normally the last three payslips, a P60, or if self – employed account details going back three years)
Repayments may be over 5, 10, and 15 or up to 30 years depending on your age.
If you should want to consider a Spanish mortgage we can offer a no obligation quotation from one of two prestigious banks in Spain, usually within Forty Eight hours. Alternatively you may want advice within the U.K. we can offer independent financial advice. Ask for our list of financial advisors. |
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EXTRAS
Every one purchasing a property in Spain should be aware that there are additional costs to the purchase price. These include 7% I.V.A. (V.A.T.) Legal fees, notary fees, connection of electricity and water and community taxes. A useful figure to bear in mind for the total is to add 10% to the value of the property. |
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MONEY TRANSFER
When you finally decide to purchase a house overseas, the next step will be to pay for it in local currency. For some, it is a daunting prospect, as the foreign exchange market can seem complicated. Buying a property abroad is a significant investment and fluctuating exchange rates can make a huge difference to the final price you pay. Every year, the experts at Sterling Exchange help thousands of people achieve their dreams of owning a property overseas. |
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